When can I apply for a Loan? Anytime! Apply for a loan online, or you can pick up an application at one of our offices.
What can I borrow? It depends on the security offered, your credit score, ability to repay, credit history, and other factors.
What is the loan process? After we receive your application and a recent paystub, a credit check is made. We look at at your credit history, ability to repay, collateral (if any), etc. All loan applications must be approved by a loan officer, then we contact you to sign the final paperwork in our office.
How long does it take? All applications generally receive a decision within 24 hours of the application.
Are there any application fees? NO! All of our consumer loans require no application fee.
Are there any pre-payment penalties? Unless you obtain your loan through a partnering auto dealership, you will not have any pre-payment penalties.
