Got Collateral? Our secured loans are a great alternative to our unsecured loans, usually resulting in a lower interest rate, and possibly more money for you!  We have a couple different types of secured loans: Share Secured Loans- With this type of loan, you pledge your money in your account as collateral for the loan.  Interest on this type of loan is very minimal, only 2.5% over the dividend rate you are receving.  Also, you must always keep the amount in your account equal to the loan balance.  Title Secured Loans- With this type of loan, you offer a title as collateral for the loan.  Interest is generally much smaller than that of an unsecured loan, being the same rate as an automobile rate.   The amount you are eligible to receive is equal to 80% of the value of the vehicle.  Check out our current rates!