Looking to Purchase a Home? Your credit union has home loans available for residential houses.  We offer a wide variety of products, low closing costs, and a match rate program to ensure that you get the best rate- if we can't beat it, we'll match it! We offer mortgage loans up to 25 years in term, and require 20% down on the purchase.  Self Employed?  No problem...we offer a variety of mortgage options, including one just for self-employed borrowers.  With our stated income option, we can qualify you by using your stated income, not your tax returns- certain restrictions apply. If you're interested, call your credit union at (419) 734-4419 and ask to speak to a mortgage representative.
Already Own a Home?  Consider a Home Equity Line of Credit Turn the equity you have built up in your home into READY CASH.  Your home can be an inexpensive source for additional money.
Eight reasons why you should have a home equity line of credit: Low monthly payments Convenient cash on demand- we give you free checks to write on your line of credit You can use the money for just about any purpose- vacation, purchase a car, college, etc. No prepayment penalty The more you pay back, the more you can borrow The interest you pay is tax deductible, in most cases Variable interest doesn't lock you in at a high interest rate Funds are available to members in an amount up to 80% of the appraised value.  Term includes a 5 year draw period and a 15 year payback period. For a limited time, no appraisal cost! For a list of our current rates, click here.  Interested?  Call your credit union today and ask to speak to a mortgage representative- (419) 734-4419.