Direct depsoit is simply a way of having payments you normally receive by check sent directly to the credit union, and automatically deposited into an account of your choice.  You don't have to make a trip to our lobby to cash or deposit checks.  Particularly any type of payment you receive on a regular basis can be directly deposited with your credit union. Your payroll check if your employer agrees Social Security Civil Service Military Service Pension Checks Retirement Stocks & Savings Dividends To sign up, you will need to contact the sender (i.e. your employer, social security, etc.) and give them your account number and the Routing and Transit number, which is 241283945. Payroll Deduction Payroll deduction can put money into your savings account, your checking account, or any other deposit account from your paycheck.  You can also have your loan payments made directly from your payroll deduction.  You decide what amount you want sent to the credit union and how much to each account- you can even have money deposited into accounts for your spouse or children. With payroll deduction, you save frequent trips to the credit union.  Gasoline and your time are valuable- payroll deduction can save both for you!  For a payroll deduction sign up form, click here.